SMSF Lending

Grow your super with smart property investment.

Using your self-managed super fund (SMSF) to invest in property can be a powerful way to build long-term wealth – but the process is more complex than a standard home loan. That’s where we come in.

At CURA Finance, we help Australians use their SMSF to buy residential or commercial property with the right lending structure in place – while keeping things clear, compliant, and stress-free.

What is SMSF lending?

SMSF lending allows your super fund to borrow money to purchase an investment property, using a limited recourse borrowing arrangement (LRBA). This means the lender’s rights are limited to the property itself, protecting other assets within your SMSF.

What can you use SMSF lending for?

Buying a residential investment property

Purchasing commercial property (including business premises)

Diversifying your super investments through property

Refinancing an existing SMSF loan

Why choose CURA Finance for SMSF lending?

We simplify the process

SMSF lending involves more steps, more paperwork, and stricter rules – but we’ll guide you through it all. From working with your accountant to coordinating with the lender, we’ll keep everything running smoothly.

Access to specialist lenders

Not all lenders offer SMSF loans. We work with those that do – and we know exactly what they’re looking for to get your loan approved quickly and efficiently.

Long-term support

We don’t just help you get the loan – we review it regularly to make sure you’re still getting the best outcome for your fund. As your circumstances or super balance changes, we’re here to help adjust your strategy.

Important things to know

Your SMSF must have a compliant structure before borrowing

The property must be for investment purposes only (you or your family can’t live in it)

All costs must be paid by the SMSF – including the deposit, legal fees, and loan repayments

You’ll need financial and legal advice as part of the process (we can refer you if needed)

What is SMSF lending?

SMSF lending allows your super fund to borrow money to purchase an investment property, using a limited recourse borrowing arrangement (LRBA). This means the lender’s rights are limited to the property itself, protecting other assets within your SMSF.

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